416-568-9702

The Connection Between Home Insurance Claims and Asbestos Discovery

Request a Free Quote

rulerule
SHARE THIS:
Published on July 11, 2025

If your home was built around the 1990s, especially around 1985, there is a good chance that asbestos was used in its construction or building materials like insulation, flooring, and/or drywall. In most cases, where asbestos is properly encapsulated or contained, it won’t pose a risk, but when unexpected damage strikes your property, asbestos can become a more serious problem. The presence of asbestos can quickly complicate and delay insurance claims, especially when professional asbestos removal in Toronto becomes necessary. To understand how to navigate the complexities of asbestos on your property, book air quality testing in Toronto and the nearby areas with our trusted team at Inch By Inch Inspections. 

If you live in an older home, here’s what you need to know about how asbestos discovery can impact your insurance claim.

Why Asbestos Discovery Matters During Claims

asbestos removal torontoWhen damage to your home, such as an accident, fire, or even flood, leads to restoration work or demolition, there’s a high chance that older building materials may be disturbed. If they contain asbestos, this is when many property owners realize that there is an active hazard. Because asbestos fibres are harmful when airborne, it’s vital to immediately tend to the situation by contacting a professional for asbestos removal in Toronto. Insurance companies typically require homeowners to follow strict safety protocols, including halting all ongoing work until asbestos removal in Toronto is complete.

Depending on your policy, your home insurance may or may not cover the costs associated with asbestos abatement. Some policies exclude hazardous material removal unless it is a direct result of a covered event (such as fire or flood), while others include specific clauses for older homes. Understanding your coverage in advance is crucial to avoid unexpected expenses. At Inch By Inch Inspections, our team provides competitive asbestos removal costs and high-quality service so you can confidently eliminate the mineral from your home and keep your loved ones safe. 

The Role of Air Quality Testing

Before our teams can begin the process of asbestos removal in Toronto, we must be able to confirm that there is asbestos in the property and determine whether it is airborne. Our certified professionals can assess your indoor environment and identify airborne asbestos fibres through proper testing protocols.

Air quality testing in Toronto is often required by insurance providers as proof of contamination. It helps determine the scope of the problem and ensures that the property is safe for residents, contractors, and restoration crews. Once testing confirms asbestos, a licensed abatement team can step in to remove it safely and in accordance with local regulations. 

Insurance Process Delays and Safety Protocols

The discovery of asbestos can delay the restoration or repair process, extending timelines and affecting temporary housing arrangements. Insurers may also require a detailed asbestos abatement plan before authorizing further work or releasing funds. These extra steps, while time-consuming, are critical for the health and safety of all individuals involved in the project.

To ensure compliance and minimize delays, working with a trusted and experienced restoration company like Inch By Inch Inspections is essential. We can help you navigate this situation as seamlessly as possible and provide both reliable air quality testing in Toronto and perform safe and effective asbestos removal in Toronto.

Be Proactive About Asbestos Removal in Toronto with Inch By Inch

Asbestos may not seem like an imminent threat, but it causes a number of health problems. Understanding that there is a potential for asbestos and acting on it before a disaster can save you time and money while also protecting your well-being. Our trained, certified, and experienced abatement experts can help you free your home from asbestos. 

CONTACT US TODAY TO LEARN MORE

Schedule Your Inspection Today. FREE Estimates Available

Schedule Now
modl left modl right
rule black left rule black right